Privacy Policy

SpendCheck — Privacy Policy

Last updated: July 2026

SpendCheck is an expense-tracking app built to keep every piece of your financial data private, on your own device, permanently.

What SpendCheck does not do

It does not collect, transmit, or store any of your data on a server — there is no backend. It does not use analytics, advertising, or tracking SDKs of any kind. It does not require an account, sign-in, or personal identifiers. It does not share your data with any third party, because your data never leaves your device.

What SpendCheck stores, and where

All expense entries, categories, notes, and receipt photos you add are stored locally on your iPhone using Apple's on-device SwiftData framework. This data stays in your device's local storage and is included only in your own device backups (e.g. iCloud Backup, if enabled through iOS) — SpendCheck itself does not upload anything.

Camera and Photo Library access

If you choose to attach a receipt photo to an expense, SpendCheck may request access to your camera or photo library. Photos are used only to attach to that expense entry and to run on-device text recognition (Apple's Vision framework) so receipt text becomes searchable within the app. This processing happens entirely on your device — nothing is ever sent anywhere.

Data deletion

Deleting an expense entry permanently removes it, along with any attached receipt photo, from your device. Deleting the app removes all remaining SpendCheck data, subject to your own iOS/iCloud backup settings.

Contact

Questions about this policy can be sent through our Contact Us page.